body {  font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #101013}
td { font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #101013}
p { font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #101013}

.heading {  font-size: 20px; color: #397B9C; font-weight: bold}
.subheading { font-size: 18px; color: #397B9C; font-weight: bold }

a { color: #0A86BF; text-decoration: none}
a:visited {color: #0A86BF; text-decoration: none}
a:hover {color: #2BB3E0; text-decoration: underline}

.subMenu { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #FFFFFF; font-weight: bold;  text-decoration: none}
.subMenu:link { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #FFFFFF; font-weight: bold;  text-decoration: none}
.subMenu:visited { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #FFFFFF; font-weight: bold;  text-decoration: none}
.subMenu:hover {font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #004E8B; font-weight: bold;text-decoration: none}

.footer { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #014F8B; font-weight: normal; text-decoration: none}
.footer:link { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #014F8B; font-weight: normal; text-decoration: none}
.footer:visited { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #014F8B; font-weight: normal; text-decoration: none}
.footer:hover { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #2BB3E0; font-weight: normal; text-decoration: underline}

.footer2 { font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #101013; font-weight: normal; text-decoration: none}
.footer2:link { font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #014F8B; font-weight: normal; text-decoration: none}
.footer2:visited { font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #014F8B; font-weight: normal; text-decoration: none}
.footer2:hover { font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #2BB3E0; font-weight: normal; text-decoration: underline}